Human Services

Funeral Expenses

Coverage for basic funeral expenses may be provided on behalf of deceased Toronto residents who do not have enough money in their estate to cover these costs.

Help with funeral expenses can include:

  • Funeral services: Toronto Employment and Social Services will pay for the transfer of the body for cremation, burial, or for a traditional funeral service.
  • Burial services: Toronto Employment and Social Services will purchase a burial plot. If the deceased person owned a plot, Toronto Employment and Social Services will pay to open and close the plot.
  • Cremation services: Toronto Employment and Social Services will pay for cremation as well as the cost of scattering the remains in a cemetery or a burial in a pre-owned plot.

This benefit is available for those who pass away while receiving assistance from Ontario Works or Ontario Disability Support Program (ODSP), as well as for deceased Toronto residents who do not have enough money in their estate to cover funeral expenses.

The person responsible for making the funeral arrangements may apply for the funeral expenses.

If the deceased person was on Ontario Works or Ontario Disability Support Program, you can go directly to the funeral home of your choice. However, before making the funeral arrangements the Funeral Director must be told that the deceased was receiving social assistance. The Funeral Director will contact Toronto Employment and Social Services, Funeral Services Unit to obtain authorization.

If the deceased person was not  receiving assistance from Ontario Works or the Ontario Disability Support Program, you can apply at any Employment and Social Services location. Contact an office to book an appointment and find out what information is needed to complete a funeral application. To determine eligibility, a caseworker will consider the financial situation of the deceased person and his/her spouse at the time of death. This includes, for example, assets, income, RRSPs and life insurance.

It is important you know that Toronto Employment and Social Services:

  • must authorize services before you sign a contract with a funeral home or cemetery
  • prefers that the executor/executrix start the funeral arrangements (If there is no executor/executrix, the person applying for this help should be the person making the arrangements at the funeral home.)
  • is entitled to recover the funeral costs from all sources available to the deceased person
  • is open between 8:30 a.m. to 4:30 p.m. Monday to Friday; if the death occurs after hours      or on a weekend/holiday, you must advise the Funeral Director that you plan to apply for financial help from Employment and Social Services

 

For more information, contact the Funeral Services Unit at 416-392-1666 or contact one of our locations.

The application for funeral expenses will be assessed immediately and, if eligible, authorization will be issued directly to the funeral home and/or cemetery.  Coverage is limited to approved services and rates.

Toronto Employment and Social Services is entitled to recover any money paid for funeral services from assets/income of the deceased person. For example, bank accounts, Canada Pension Death Benefit or Life Insurance.

The Funeral Services Unit will mail a "Letter of Intent" to all recovery sources.

The Funeral Director's 'Statement of Death Certificate' is kept by Employment and Social Services. If you require a copy of this certificate in order to administer the estate, or require further information, please contact Funeral Services at 416-392-1666.


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