Creating and maintaining affordable housing is a key City of Toronto priority. The Affordable Housing Office expedites affordable housing development, facilitates health and safety repairs and accessibility improvements to homes, conducts policy development and partners with the federal and provincial governments and the private and non-profit sectors on a range of initiatives.
Toronto has submitted its proposals to the federal government's National Housing Strategy consultation. Taking Action on Housing is based on Council decisions, cross-divisional input and public consultations and sets out six strategic recommendations and 25 recommended actions. It speaks to the housing crisis in Toronto and across the country that has engulfed so many – from seniors to young professionals to vulnerable persons. Taking Action on Housing emphasizes the need for urgent and immediate action across the broad spectrum of housing and homelessness issues.
The federal government's $200-million Affordable Rental Innovation Fund encourages new funding models and innovative building techniques to create rental housing. The fund is now accepting applications for unique ideas that will revolutionize the affordable rental sector.
Mayor John Tory and Toronto's Housing Advocate, Councillor Ana Bailão (Ward 18 Davenport), hosted a very successful Toronto Housing Summit on Sept. 30th with more than 200 participants helping generate concrete housing solutions to shape the federal government's National Housing Strategy. A summit report will be prepared and available in November.
Participants included Jean-Yves Duclos, Canada's Minister of Families, Children and Social Development; Chris Ballard, Ontario's Minister of Housing and Minister Responsible for the Poverty Reduction Strategy; as well as developers, tenants, co-ops and non-profit agencies.Toronto is facing a significant shortage of affordable housing and an increasing number of residents on the social housing wait list. In response, the federal and provincial governments and the City of Toronto have committed to create more affordable housing at a faster pace.
News Release (PDF)
Housing Fact Sheet (PDF)
Toronto's affordable housing and homelessness actions are guided by Housing Opportunities Toronto, An Affordable Housing Action Plan 2010-2020 (HOT), which came into effect in 2010. The City began providing annual reports in 2014 and the 2015 version is now available.
HOT Progress Report 2015 (PDF)
HOT Progress Report 2014 (PDF)
Habitat for Humanity Greater Toronto Area has celebrated the beginning of construction of its largest building project – a 50-unit townhouse development at 140 Pinery Trail in Toronto's east end.
Work has begun on the Weston Community Hub which will include affordable ownership and rental homes.
City Council has adopted the Open Door Program direction to improve the City's capacity to work with non-profit and private-housing sectors to create affordable housing at a faster pace. It also requested staff to report back on the implementation of a range of Open Door Program initiatives.
In partnership with the federal and provincial governments, City Council has agreed to support more affordable housing opportunities by allocating $197.1 million under the federal/provincial Investment in Affordable Housing program. Funds will be invested over five years in: housing allowances; new affordable rental construction; rental and ownership home repairs and affordable home ownership.
Housing allowances: Council allocated $97.36 million for housing allowances that will assist some 5,106 households. This program will be managed by the Shelter, Support and Housing Administration.
New affordable rental housing: Council allocated $58.04 million for new affordable rental construction to assist in the construction of 637 affordable homes.
Home Repairs: Council allocated $20.6 million for Toronto Renovates. Some 1,105 lower-income seniors and persons living with a disability who own their home will receive grants for repairs, adaptations or home modifications essential to safety and the ability to live independently. As well, 166 rooms or units in legal rooming houses will be repaired or renovated.
Home ownership: Council allocated $11.23 million to provide 321 down-payment assistance loans to eligible families and individuals. The loans will be allocated through a Request for Proposals.
Once a request form has been approved, a Toronto Renovates program officer will contact you to arrange an appointment. You can download the form or contact the Affordable Housing Office at 416-392-7620 to have one mailed to you.
The Toronto Renovates Homeowners Program offers federal/provincial funding for lower-income seniors and people with a disability who wish to make health and safety repairs or accessibility modifications to their homes. The program is available only to City of Toronto residents.
Note: Due to pent-up demand and limited funding this application process may be suspended again in the future.
A brochure listing other sources of potential funding for home repairs is available here.
The City of Toronto works with a number of groups that provide affordable home ownership opportunities. Please contact our community partners directly to learn what assistance they can offer:
Toronto Community Housing and the Daniels Corporation at 416-955-0559 or danielsoneparkplace.com
Options for Homes at 416-867-1501 or optionsforhomes.ca
Habitat for Humanity Toronto at 416-755-7353 ext. 490 or torontohabitat.ca/apply-for-a-home/information-session-dates.html
Aboriginal purchasers should also contact the Miziwe Biik Development Corporation at 416-640-4688, 416-640-4688 or mbdc.ca/housing_loans.html
Non-profit housing developers can qualify for exemptions from the City of Toronto's planning application and development fees. In this way, the City helps make new affordable rental housing even more affordable.