Creating and maintaining affordable housing is a key City of Toronto priority. The Affordable Housing Office expedites affordable housing development, facilitates health and safety repairs and accessibility improvements to homes, conducts policy development and partners with the federal and provincial governments and the private and non-profit sectors on a range of initiatives.
Due to an overwhelming response, the September 30th Housing Summit is now full. There is still time to participate in the National Housing Strategy Consultation. Details at: www.letstalkhousing.ca
Toronto is facing a significant shortage of affordable housing and an increasing number of residents on the social housing waitlist. In response, the federal and provincial governments and the City of Toronto have committed to create more affordable housing at a faster pace.
To make the best use of resources and find innovative ways to scale up affordable housing and homelessness efforts, a Toronto Housing Summit will take place September 30th at Regent Park. Federal, provincial, municipal officials and stakeholders will gather to exchange ideas and proposals for more affordable housing.
To encourage public input, the City has created a dedicated e-mail address firstname.lastname@example.org. Please use it to contribute your vision, ideas and suggestions on what Toronto needs from a National Housing Strategy and what Toronto's Action Agenda for affordable housing should include.
The City's Affordable Housing Office (AHO) is releasing a Request for Proposals (RFP) to make available up to $3 million under the federal-provincial Investment in Affordable Housing Program – Homeownership Component (IAH). This funding was made available for the IAH through the federal-provincial Social Infrastructure Fund.
The IAH Homeownership Component provides down payment assistance loans for eligible home purchasers and these loans are secured by a no-interest, no-payment second mortgage on the home.
The RFP invites experienced and capable non-profit organizations to submit Proposals to deliver these down payment assistance loans to eligible purchasers and administer the related mortgages.
The deadline to submit a Proposal is October 20, 2016 at 12:00 p.m. (noon).
Mayor John Tory, joined by Toronto's Housing Advocate Councillor Ana Bailão (Ward 18 Davenport), has announced new housing allowances for 550 Toronto families on the City’s affordable housing waiting list.
Councillor Bailão also announced that the City of Toronto is hosting a Toronto Housing Summit on September 30 with housing stakeholders, including developers, government representatives, tenants, co-ops and non-profits> They will provide input to the City's submission on a new National Housing Strategy and on an Action Agenda for housing.
The federal government has begun consultations on a new National Housing Strategy. The City of Toronto will be making a submission and you can do the same. Provide your ideas about how a national housing strategy could assist in providing more housing opportunities for Torontonians.You can complete a brief survey or make a written submission. The deadline is October 21, 2016.
Toronto's affordable housing and homelessness actions are guided by Housing Opportunities Toronto, An Affordable Housing Action Plan 2010-2020 (HOT), which came into effect in 2010. The City began providing annual reports in 2014 and the 2015 version is now available.
HOT Progress Report 2015 (PDF)
HOT Progress Report 2014 (PDF)
Habitat for Humanity Greater Toronto Area has celebrated the beginning of construction of its largest building project – a 50-unit townhouse development at 140 Pinery Trail in Toronto's east end.
Work has begun on the Weston Community Hub which will include affordable ownership and rental homes.
City Council has adopted the Open Door Program direction to improve the City's capacity to work with non-profit and private-housing sectors to create affordable housing at a faster pace. It also requested staff to report back on the implementation of a range of Open Door Program initiatives.
The living conditions of some 480 lower-income residents will be improved following City of Toronto approval of funding for repairs and upgrades to 26 rooming houses. Some $5 million from the federal/provincial Investment in Affordable Housing program has been approved for 26 rooming house owners. Work is expected to begin towards the end of 2015.
Preserving, repairing and developing licensed/legal rooming houses are priorities under the City's 10-year housing plan, Housing Opportunities Toronto.
In partnership with the federal and provincial governments, City Council has agreed to support more affordable housing opportunities by allocating $197.1 million under the federal/provincial Investment in Affordable Housing program. Funds will be invested over five years in: housing allowances; new affordable rental construction; rental and ownership home repairs and affordable home ownership.
Housing allowances: Council allocated $97.36 million for housing allowances that will assist some 5,106 households. This program will be managed by the Shelter, Support and Housing Administration.
New affordable rental housing: Council allocated $58.04 million for new affordable rental construction to assist in the construction of 637 affordable homes.
Home Repairs: Council allocated $20.6 million for Toronto Renovates. Some 1,105 lower-income seniors and persons living with a disability who own their home will receive grants for repairs, adaptations or home modifications essential to safety and the ability to live independently. As well, 166 rooms or units in legal rooming houses will be repaired or renovated.
Home ownership: Council allocated $11.23 million to provide 321 down-payment assistance loans to eligible families and individuals. The loans will be allocated through a Request for Proposals.
Once a request form has been approved, a Toronto Renovates program officer will contact you to arrange an appointment. You can download the form or contact the Affordable Housing Office at 416-392-7620 to have one mailed to you.
The Toronto Renovates Homeowners Program offers federal/provincial funding for lower-income seniors and people with a disability who wish to make health and safety repairs or accessibility modifications to their homes. The program is available only to City of Toronto residents.
Note: Due to pent-up demand and limited funding this application process may be suspended again in the future.
A brochure listing other sources of potential funding for home repairs is available here.
The City of Toronto works with a number of groups that provide affordable home ownership opportunities. Please contact our community partners directly to learn what assistance they can offer:
Toronto Community Housing and the Daniels Corporation at 416-955-0559 or danielsoneparkplace.com
Options for Homes at 416-867-1501 or optionsforhomes.ca
Habitat for Humanity Toronto at 416-755-7353 ext. 490 or torontohabitat.ca/apply-for-a-home/information-session-dates.html
Aboriginal purchasers should also contact the Miziwe Biik Development Corporation at 416-640-4688, 416-640-4688 or mbdc.ca/housing_loans.html
Non-profit housing developers can qualify for exemptions from the City of Toronto's planning application and development fees. In this way, the City helps make new affordable rental housing even more affordable.